Mudumalai National Park and Wildlife Sanctuary

Mudumalai is famous for housing the Mudumalai National Park and Wildlife Sanctuary, which make a very lucrative tourist destination and thus attracting tourists from all over the world to wish to experience the peaceful surroundings of the forests, which also house the Mudumalai Hotels and Mudumalai Resorts. You can also enjoy Mudumalai Homestay , which makes your Mudumalai Holidays truly memorable. >

Mudumalai is a great place to have outdoor picnics, and enjoy the night around while you enjoy a Mudumalai Campfire and a Mudumalai Bonefire. You can live in the tree houses made of bamboo sticks and wood and stay up at night to listen to the wild animals around you. It is perfectly safe to be here, if being in the heart of the forest bothers you. Mudumalai is also famous for its fruits, and you can get any kind of fruit juice in the resorts and hotels at any time of the day you order, and they are absolutely delicious.

Mudumalai has a tiger reserve and you can go watch the wild animals in the buses that the reserve provides for sightseeing of the jungle cat. The buses are perfectly safe to go in, and they are fenced with iron wires that are difficult to break in for the tigers. Mudumalai Trekking is among one of the best things to do while you stay there. The services available in such a wilderness makes the trip even more enjoyable and worth remembering. You should visit Mudumalai at least once.

Why should you visit Mudumalai:

1. Mudumalai is situated in Tamil Nadu in South India and is a city in the North-West side of the Nilgiri.

2. Tourists visit Mudumalai because they wish to admire the exotic plants and animals that are in the reserve, and live in amongst nature and breathe the fresh air they are so devoid of in their cities full of pollution. Among the animals, the gray langurs and bonnet macaques are two amazing and notable exotic species that you can find in the hilly areas of the Mudumalai. You can also find animals like tigers, golden jackals, leopards, striped hyenas and the Asian elephant in the wilderness.

3. You can also find many exotic and interesting birds that live in this area, and this is the perfect place to do bird watching. Especially, if you wake up early in the morning, you might find the exotic birds in flight, and that is a very rare and amazing sight. Birds like Malabar Trojans, crested hawks, Malabar grey hornbills, crested serpent eagles, and really rare striped tit-babblers can be found in this place.

4. Mudumalai is a very popular tourist destination because the Mudumalai National Park is located here, and it was founded in the year 1940. It is because of this National Park, that the exotic wild animals and birds are protected.

Mortgage Renewal Options

Assess Your Needs For a Mortgage Renewal

At some point over the life of your mortgage, it will have to be renewed. It is at this point that you will be given an opportunity to re-evaluate your lifestyle and factors that have changed in your life since you first applied for, and secured, your mortgage.

Life is unpredictable – many things can happen that may require additional finances. Perhaps you have to pay for your child’s college tuition, or maybe you suddenly have a large medical expense that needs to be paid. You might have a big trip planned, or an extensive renovation on your home in the works. Whatever your need, a mortgage renewal may be the perfect opportunity to make some changes in your home loan to better suit your current situation.

When you were first approved for your mortgage upon purchasing your home, you may have been locked in at a considerably higher mortgage loan rate. Over the last few years, interest rates on mortgages have experienced record lows, giving borrowers the opportunity to save hundreds or even thousands of dollars over the term of their mortgage by paying less into interest and more into their principal. Renewing your mortgage can give you the option of locking in these lower rates, as well as refinance your mortgage if you need to borrow more money or want to pay your mortgage off quicker.

Mortgage renewals give homeowners the chance to shop around for a new mortgage. When you receive a notice from your bank or current lender reminding you that your mortgage is coming up for renewal, take that opportunity to shop around elsewhere to see if there are any other lenders available that are willing to provide you with a mortgage that offers a lower rate and more convenient packages and conditions.

What was ideal for your situation 5 or 10 years ago may not necessarily be what`s best for you now. Get in touch with an experienced mortgage broker who can help you shop around for a mortgage at the lowest interest rate and most convenient package for you before your mortgage needs to be renewed.

If you are looking for a Lethbridge mortgage renewal, or renewal for any other city in Alberta, call award winning accredited mortgage broker Jim Black and his team at (877) 394-9422 or visit www.mortgageloansalberta.ca for more information.

Main Benefits Of Pre-approved Housing Loan

Getting a pre-approved housing loan can save a lot of time and hassle for all parties involved in a property transaction. In fact, it is getting more common that real estate agents actually decline potential customers who do not have a pre-approval in hand before searching for a home. This is understandable as knowing the parameters of your property search eliminates the prospect of finding a place you want to buy but cannot afford to. In that scenario, everybody’s time and resources are wasted.

If you are new to this term, these are the main benefits of obtaining a pre-approved housing loan.

1) When house hunting, you can easily screen out the properties that you cannot afford. Property listing are all over the internet and daily newspapers. There are so many available places for sale that sometimes you can be full for choices. Knowing your budget will enable you to easily use a filter option to discard listings that you cannot afford. Your real estate agent will also be more productive by only seeking places for you that are within your financial budget.

2) A seller wants a concrete buyer who has the financial capacity to agree to a deal. Your pre-approval provides the confidence for the seller to commit to an agreement. The buyer can then take the property off the market with more confidence that the deal will be honored.

3) You may have heard of stories of people who had paid a down payment for a home purchase and had to later forgo the down payment because they couldnt find a lender to support their purchase. These circumstances do happen. It will be terrible to lose your hard earned cash this way. A pre-approved housing loan eliminates this anxiety altogether. You can go about agreeing to deals fully knowing that you have secured the funds to close the transaction.

Pre-approval housing loans have been around for a long time because it serves a very useful purpose for a home buyer. Make good use of its availability and go about house hunting with more peace of mind.

Lodha Casa Rio Gold Among The India’s Top Residential Apartment

Lodha Group the well recognized group in the real estate sector especially from the last few years. Now a day, if Lodha group launches any residential apartment or flats it automatically becomes the hot housing project in Mumbai. Mumbai sale regarding the residential apartments has increased in January 2013 and for this Lodha Builders are main solely responsible for the residential sale. Lodha has out competed all its rivals in recent past regarding the housing facility. Lodha builders are the second largest residential housing builder by revenue wise. Lodha Builders have their headquartered in Mumbai, state of Maharashtra and that’s why they mainly target the Mumbai area for their new or soft launch. They have been in residential as well as in the commercial sector. This particular group was formed by the Mangal Prabhat Lodha in the year 1980. Lodha Developers has tied up their connection with the New York-based architectural firm Pei Cobb Freed & Partners. The corporation has planned to build three housing towers, a high-end shopping street and a superlative office building. Structural manufacturing firm Lera is associated for the project.

Lodha Casa Rio Gold has been one of the favoured residential properties by the Lodha Builders especially in the Mumbai Locality and its neighbouring areas. This particular project is located at the Dombivali- Kalyan road in Mumbai. This housing project offers 1 BHK and 2 BHK apartments with the size range of the 639 sq ft to 1386 sq ft. The price per sq ft is 5310. Lodha New Cuffe Parade has been the biggest land deals in Indian real estate history. The particular group tries to make a landmark each and every day starting from its initial point of the project. It has been very auspicious day for the Lodha builders, when achieve such huge landmark in real estate fields. From my point of view, if I have to rank the housing builders, then after the DLF group, I would rank Lodha Group as the 2 most promising real estate developers.

Lodha Casa Rio Gold has been one of the promising housing projects in Mumbai launched by the Lodha Group. The group always aim to bring up the best facilities and services in residential areas. Since from very inception, this particular group tries to figure out the changing needs of the individuals and their increasing requirement. It’s the human nature that their needs go on increasing with the passage of time but is the Lodha Group, which can meet to their requirement.

Lodha Casa Rio Gold has been one of the promising housing apartments in Mumbai.

Feng Shui And Numbers

Chinese who believe in Feng Shui are extremely superstitious about the figures they choose as their telephone number, house number, car number and the like. The categorization of some numbers as lucky and some as unlucky depends on the way they sound when spoken. For instance, in western numbers -eleven’ sounds like -heaven’ or number -eight’ sounds like -weight’ or number -one’ sounds like -son’.

Numbers considered unlucky by the Chinese: Number 4 (pronounced as Sei) is known to be a bad number because in Cantonese it sounds like the word -death’. Number 13 is unlucky because it adds up to 4. Apart from this, number 24 and 104 are also unlucky for the same reason.

Numbers considered lucky Numbers such as 108, 168, 99, 88, 84, 80, 68, 54, 48, 38, 28, 18, 8, are all good numbers. The main reason why 8 is lucky because if you pronounce the word (patt) it sounds like “faat” which denotes “prosperity and abundance”

Consequences of some lucky numbers and combinations:
289: Long-term prosperity
5: myself, me
518: I will flourish
5189: I will flourish for a very long time
516289: I will tread a long, smooth wealthy road
5918: I will prosper soon
6: smooth and easy
7: together
8: prosperity or sudden fortune

The cure If you have a house or businesses with 4 or 13, then just draw a circle around that number. The circle is tremendously powerful and captures the ill-fated effects of the negative number. There are two ways of doing it, one way is to go to the local hardware store and find a ceramic door number that can be customized with a circle. However, if you cannot afford to shelve out too much money then a simpler method is to simply go out and make a circle around the number. Also note, if you live or work at a place that has an unlucky number but is outside of China, consider how that number sounds in the native language of that particular country. How seriously should one take numbers? If you’re still looking for a house, office or car number then make sure you comply with the norms set by fengshui. However, if you already have bought one with number 4 or 13, don’t worry too much, just use the cure provided above or consider changing the number to a name like “rose cottage” -your company name- etc.

Numbers in Feng shui plays an important role, believers of fengshui always follow the number guide provided Chinese astrology . For more information on Fenghui and related topics please visit www.vaastshaastra.com

Riches And The Garden Of Eden

Starting with the disclaimer that this is a purely secular set of observations having nothing to do with religion, I would like to bypass all the theological controversy and bigoted opinions of those who should know better with the assertion that something actually ‘did go wrong’ within the human psyche, and this schism, which undeniably destroyed a pre-existing harmonious and joyous relationship with nature, happened precisely with the concurrence of agriculture.

And it is agriculture I would like to focus the blame on, for if money is the root of all evil, then agriculture is the root of all money. It is true, is it not, that agriculture is the harbinger of civilization? Therefore, whatever civilization has bequeathed to us ultimately can be found in the implementation of agriculture. That is to say that literally- language, the mastery of fire, tool making, just to name a few technologies- have only a small role in the development and rise of civilization. On the other hand, civilization would be impossible without agriculture. (By the way, ‘civilization’ by its root roughly just means ‘urbanization’.)

When heard, the word civilization is generally received with a positive connotation, but in fact civilization is also directly responsible for the greatest man-made horrors upon this earth that we have ever seen. It is responsible for mega wars, genocide, and perhaps most tragically, thousands of years of mass slavery.

Another facet that one might explore about agriculture is that while it tends to feed masses of humans with a monotonous diet of food of dubious nutritious value, at the same time it destroys nature (or the garden if one prefers). But most importantly the advent of agriculture soon resulted in societies where 80 to 90 percent of the population became slaves, 10 percent warriors, a tiny percent scholars and architects, and the tiniest fraction the owners and rulers. That it is a fact of history but my question is: have things really changed?

Small Chicken House – Design The Perfect Small Chicken House

Ever been curious about how to build a modest hen house the right method? Of course there are lots of chicken coop models accessible on the internet, but there’s much more to it than just developing the thing. Make sure you build your poultry coop appropriately and in the appropriate position, this is essential to the chicken’s pleasure. Perform it right and you’ll possibly be all set to enjoy a fascinating interest, raising your very own chickens.

First of all, make certain that the coop is built within the proper spot, on large ground so it can’t get influxed. Note that you’ll need roughly 8 -10 feet sq. of space for every single hen you plan on preserving.

Constructing your chicken coop

At this point the enjoyable seriously starts! You will would like to develop the chicken house so that it will be south facing, so it will get plenty of natural light throughout the day (sometimes your chickens like to be able to soak up the rays as a great deal as we do!).

Adding up the actual frame of your chicken coop is straightforward, nevertheless don’t make the miscalculation of having a flat roof. The roof of your little chicken house need to be sloping in the direction of the backside or the side, so it doesn’t push out over the door.

It’s critical to cover the windows of your small chicken hut securely – This may keep predators from getting at your chickens in the night. If you need to, glass windows will be great while they usually are completely sealed yet still allow for light to be able to come inside.

Make sure you have plenty of perches for the chickens and nest boxes along the walls of the hen coop. The chicken perches should be increased about 3 feet off the floor. The nest boxes have to have to be filled with loads of hay.

Fence off the given hen yard area using hen wire, and make it around 4 feet high. Make sure the fencing posts you apply usually are buried profoundly; about 12 inches ought to accomplish it. Don’t forget to angle them out from the coop. Once the fence is actually up, you’ll furthermore need to cover it with some style of netting material. This will probably keep birds of prey like owls and hawks at bay.

The last endeavor can be to hang up your waterers and feeders at a peak of which the chickens could reach easily. The notion is usually that if they are raised off the soil somewhat, the birds won’t pollute their own food. Finally, all you need to do is get out there and invest in some chickens!

Learn more about how a small chicken house is perfect for your plans for a chicken house

What if the mortgage rates are notabated!!!

Mortgage rates are the rates levied by the bank or finance company withholding the conveyance of the property as a security. 90% market kept an eye on Federal Open Market Committee to hear about rising mortgage rates in September. But the Fed announced that they won’t be tapering the Treasuries and Mortgage Backed Securities and would wait for the economic indicators to improve on its own. Hence the rates fell off for lender in between 0.125 % to 0.250%.

The last 3 month has shown how the fixed mortgage rate fell down. The survey of large lenders shows that the 30 years fixed rate fell off from 4.66 % to 4.62 % and now it is 4.47 %, and it is still moving south. Similarly the 15 years fixed mortgage rate fell of from 3.7 % to 3.57 %, even the adjustable rate- mortgage (ARM) was not able to bear the decision; it fell off from 3.55 % to 3.41 %. Thus, the decision of Fed Reserve has dropped rates to quarter of percentage.

How it is affecting the economy?

If the U.S. pays its debts then the rates would rise quickly but it is just prolonging theories for a ceaseless political postures. The economy is the real victim here; hence it is better to connect with rentalchoice.com to know the meaningful shifts by the Feds to solve the issues of QE3.

QE3 or bond buying program is a key factor that it is affected by the rates from last 2 years. If the flow is not abated then there would be a rise in unemployment.

Impact of government shutdown

The democrats and republicans have to look into a budget agreement or else the government has to shut down. The threat of potential government shut down would have a huge impact on investor that would result is the fall or rise of rates depending on how they react.

If there is any delay in the mortgage operations, then the homebuyers and refinancers would face delays on closing or applying on mortgage. Even if the homebuyers have locked the mortgage rate for a minimum of 60 days, they can aspect a huge benefit.

Homeowners:

The homeowners could apply for refinancing their loan in this fall, only if they have signed a mortgage lock contract with the lender. In the lock contract, a home owner can lock the rate in the fall to save his income. If the rate increases in the near future and the rate are locked at relatively low point then you he expect significant saving.

The mortgage rates will go higher when the Feds are forced to raise the rates. Thus, this could happen only if the unemployment drops or there is substantial improvement in the economy.

Fair Employment And Housing Act (feha) Claims Processes

FEHA claims and hearings usually deal with sexual harassment and other discrimination suits in California.

FEHA or the Fair Employment and Housing Act, is a statute of California which provides protection from employment discrimination based on race, color, national origin, religion, marital status, sex, age and medical condition.

It is a powerful statute that is often used in conjunction with existing federal discrimination laws.

Although it is mostly the same as its federal counterparts, it provides discrimination and harassment victims better avenues in pursuing their claim.

Aside from providing better avenues, it also provides stiffer penalties or punishments that are often not included in the federal discrimination laws.

Some of those are the imposition of attorney fee awards and reimbursement of case related costs.

The FEHA, together with California state laws, also allow the award of punitive damages if the victims are able to prove that corporate directors, officers or managers committed acts of discrimination and harassment, or if they have cultivated a culture where discrimination and harassment is allowed.

Filing a FEHA Claim

Whether youre are seeking to initiate an investigation or filing a lawsuit for harassment or discrimination, the process usually starts with the victim filing a complaint to the California Department of Fair Employment and Housing.

The California Department of Fair Employment and Housing is the governing body that enforces the FEHA laws.

The statute of limitation for this type of claim is one year from the incident of harassment or discrimination.

The California Supreme Court though, gave consideration to employees who try to resolve the discrimination issue within the internal grievance and remedy system of the company before filing a FEHA complaint.

The decision was made to remove the confusion on whether the employee should consider resolving the issue internally or just skip it altogether and just file a FEHA complaint to avoid going past the statute of limitation.

Getting a Lawyer

Pursuing a FEHA claim can be very complicated. Choosing whether you would file with the Equal Employment Opportunity Commission (EEOC) or the California Department of Fair Employment and Housing Act can be confusing.

Filing to either can be useful in investigating discrimination and harassment charges to alert the employer that they should review their policies and do something to curb the problem

If it is a case of wrongful termination though, it would be somewhat useless to report to either agency.

Neither agency has the power to reinstate you to your job or make the employers pay for their unlawful conduct.

Most employment law attorneys advise their clients to use the right to sue system, where you forego the investigation, and move on to filing a civil liability suit against the employer.

This would prove to be a faster route to getting a conclusion on your claim.

Prestige Sunrise Park The New Modern Look Of The Apartme

PRESTIGE SUNRISE PARK ELECTRONIC CITY is an extravagant housing venture commenced by a renowned developers Prestige Group in the form of 1, 2, 2.5 and 3 BHK lavishness flats located at Electronics City-Phase-1 subsequent to Cyber Park & Neo Town Road/ Bangalore.

Considering as a city of electronic gardens & IT parks Bangalore city is also known as Silicon Valley of India. Having establishments of various IT/ITES/ BPOs/ FMCG, automobile, pharmacy/ aviation/ marketing & research growth industry as well as numerous reputed educational institutes Bangalore city has been remodelled into a glorious metropolitan region that is constantly demanding for more spacious accommodations or high end settlements in affordable price range. Providing peaceful shelter to the people of every class comes from different areas of the country Prestige Sunrise Park housing venture has been set as a stunning landmark venture among other property venture of the city.

Having rising number of neighborhoods & townships ventures mesmerizing city PRESTIGE SUNRISE PARK BANGALORE development of this region in the form of remarkable housing apartments such as villas, penthouses/ independent floors, row houses as well as commercial ventures retail spaces/ recreational centers/ plazas/ offices & many more. Offering living spaces within different sizes 1 BHK, 2 BHK/ 2.5 BHK & 3 BHK housing units with 631sqft to 1647sqft floor region Prestige Sunrise Park Electronics City presents sculpture skill of one of the most reputed & leading developer Prestige Group in a professional manner. Also eye-catchy infrastructure & quality living inside these abodes can be countable as an extra added advantage of this venture.

Enjoying immense greenery & peaceful location of the city Prestige Sunrise Park Bangalore campus is situated in Electronics City-Phase-1 next to Cyber Park & Neo Town Road along with close proximity to Neo Mall, proposed metro station/ Lords Plazza Hotel & Hosur Main Road/ Bangalore. In addition, Sprawled across 25 acres of total land region it is blessed PRESTIGE SUNRISE PARK international level facilities in the form of modern club house/ multipurpose hall/ gated community/ kid’s play region, more than 80% central green region, jogging track/ round the clock safety, 24 hours power backup/ modular kitchen, various outdoor & indoor gaming facility make this campus more extravagant among other property venture of the city.